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Microsoft 365 Business Premium vs E3: Which Is Right for Your Business?

Published 1 March 2026 · Updated March 2026

Microsoft 365 Business Premium and Microsoft 365 E3 are both capable licences, and choosing between them is a genuine decision point for businesses with 50 to 300 users. The naming is unhelpful - "Business" sounds smaller than "Enterprise," so people assume E3 must be the more serious option. That isn't always true.

This comparison covers what actually differs between the two, where each wins, and the situations where one is clearly the right answer.

ℹ️
The most important limitation to know upfront
Microsoft 365 Business plans (Basic, Standard, Premium) are capped at 300 users. If your business has more than 300 users, Business Premium is not available and you must use an Enterprise plan like E3 or E5. For businesses under 300 users, both are available options.

Pricing

Microsoft 365 Business Premium
£19.70 per user per month (annual, excl. VAT)
Includes Office apps, Exchange, Teams, SharePoint, OneDrive, Intune, Defender for Business, Entra ID P1, and Defender for Office 365 Plan 1.
≤300 users
Microsoft 365 E3
£28.10 per user per month (annual, excl. VAT)
Includes Office apps, Exchange, Teams, SharePoint, OneDrive, Intune, Entra ID P1, compliance tools, and eDiscovery. Does not include Defender for Business or Defender for Office 365 by default.
Any size

Feature comparison

📋 What each includes
FeatureBusiness PremiumE3
Microsoft 365 Apps (desktop Office)YesYes
Exchange Online (50GB mailbox)YesYes
Teams, SharePoint, OneDrive (1TB)YesYes
Microsoft Intune MDMYesYes
Entra ID Plan 1 (Conditional Access)YesYes
Defender for Business (EDR)YesNo (add-on required)
Defender for Office 365 Plan 1YesNo (add-on required)
Azure Information Protection P1YesYes (P2)
Purview compliance & eDiscoveryBasicFull
Windows 11 Enterprise licensingNoYes
User count limit300 maxUnlimited
Advanced audit & retention policiesNoYes

The security gap most people miss

The comparison that surprises people most: E3 does not include Defender for Business or Defender for Office 365. Microsoft 365 Business Premium does. If you move from Premium to E3 because you want the compliance features, you would lose your endpoint detection and email threat protection unless you buy them separately as add-ons, at which point the total cost climbs well above the Premium price.

To get E3-level compliance tools and Defender for Business and Defender for Office 365, you're looking at E3 plus two add-ons, which pushes the per-user cost close to E5 territory. For a business under 300 users, Business Premium is almost always the better value.

⚠️
E3 add-on costs add up
Defender for Office 365 Plan 1 costs around £1.80/user/month as a standalone add-on. Defender for Business is around £2.50/user/month. Adding both to E3 takes the total to approximately £32.40/user/month, well above Business Premium at £19.70, for equivalent security coverage.

When E3 is the right choice

E3 makes sense over Business Premium in these situations:

  • You have more than 300 users. Business Premium isn't available, so E3 is the entry point
  • You need Windows 11 Enterprise licensing. E3 includes this; Premium does not. If you need features like Windows Sandbox, Credential Guard, or BitLocker management at scale, E3 unlocks those
  • You have serious eDiscovery or compliance requirements. Regulated industries that need advanced audit logging, legal hold, and content search at scale get more from E3's Purview integration
  • Your organisation already has Defender for Endpoint Plan 2 separately, in which case the Business-tier Defender that comes with Premium adds limited value

When Business Premium is the right choice

For the majority of UK small businesses under 300 users, Business Premium wins on value. You get Intune, Conditional Access, Defender for Business, and Safe Links and Safe Attachments all in one licence at a lower price than E3 plus the add-ons you'd need to match it on security.

Practical recommendation
Under 300 users with no specific Windows Enterprise or advanced compliance requirement? Business Premium. Over 300 users, or you need Windows Enterprise features or full Purview compliance tooling? E3, and budget for Defender add-ons if security matters. Need everything? That's E5.
Not sure which licence fits your business?
I offer a free 15-minute scoping call and can advise on the right tier for your situation before you commit.
Book a call →
J
Jack Davies
IT Engineer · M365 & Intune Specialist

Jack is an IT Technical Engineer based in the UK, working day-to-day with Microsoft 365, Intune, and Entra ID across a range of businesses. He holds the MS-900 certification and is studying for a BSc in Cyber Security through the Open University. Outside of work he builds and documents home lab projects, writes guides on this site, and takes on M365 consulting work for small businesses.

About Jack → LinkedIn →
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